The Home Buyer’s Road Map Studies still show that the majority of Americans still see home ownership as part of the “American Dream”. In a 2017 Pew Research Center survey, 72% of renters said they would like to buy a house at some point. If buying a home is one of your goals, you probably …
Buyer Information
Information for Frederick home buyers. Explaining the home buying process.
Is Home Ownership Necessary to Build Wealth?
Home Ownership in America For decades it has been an established financial principle that homeownership is key to wealth building. A recent study by NeighborWorks America found that over 60% of Americans consider it a very important part of the “American Dream”. … Homeownership still proves to be a major factor in wealth building for …
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Home Buyers: How to Navigate A Market with Higher Mortgage Rates
Mortgage Interest Rates are On the Rise … Due to the FED’s policy of increasing the federal funds rate (the benchmark for most interest rates) in an attempt to minimize inflation, we have seen mortgage rates rise an average of 2% since last year. With inflation at 40-year highs and the Federal Reserve making aggressive …
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How Soon Can I Buy A Home After A Short Sale? A Foreclosure?
Many people are finding themselves in a tough situation after a job loss or income loss, and have ended up short selling their home, or worse, going through a foreclosure. There is hope after a distress sale; with some credit repair and some time, most people can buy a home again. However, there are many …
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Rent Vs. Buy 2022 – Is Housing Still Affordable?
Housing Affordability … RENT VS BUY in 2022…Is housing still affordable? 2021 was a crazy year for real estate! Home values in Frederick County have increased almost 20% year over year! We haven’t seen that kind of escalation since the mid-2000’s. As we watch values rise, many are asking about housing affordability in 2022. Are …
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New Home Construction in Frederick Md 2022
New Home Construction Frederick Md There are several new residential building projects underway. It seems that housing development has ramped up considerably since the Pandemic. New home construction in Frederick Md is reaching levels we haven’t seen in many years. We are seeing supply chain problems begin to level off, and lumber prices are stabilizing. …
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Can I Use A Buyer’s Agent When buying A New Home?
Buying a New Construction Home? As the new home industry is experiencing a healthy come-back recently, we’re hearing buyers ask: “Can I use a buyer’s agent if I buy a new home?” We say yes, and we highly recommend using a buyer’s agent when purchasing new construction. In today’s real estate market, generally* the home …
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Four Simple Steps Before You Buy Your First Home
Simple Steps Before Buying Your First Frederick Home Buying a home, whether your first time or your 25th time, is not an event. It is a process. A home purchase can be any or all of the following: it can be exciting, exhausting, fulfilling, overwhelming, exhilerating, and yes, even scary. But every single time we …
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First Rule of Negotiating – Don’t Let Emotions Rule
Emotions Can Run Away in a Real Estate Negotiation We have often said over the last 28 years: Buying or selling a home is not an event, it’s a process. It’s a multi-step process that is full of negotiations… negotiating an offer, with the hope of a contract both parties find a win/win negotiating on …
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