Maintaining a good credit score has always been considered important. However, did you know that a good credit score can also lead to unexpected advantages that most people are unaware of? Here are some of the well-known benefits, as well as some lesser-known benefits of a good credit score and why it’s worth putting effort …
Credit Scores
Information about your credit score
Can I Get A Mortgage With A Low Credit Score?
Can I still get a mortgage if my credit score is not very good? Good news, there are loan programs that will work for you! Read on to find answers and make your dream of homeownership come true.
Sharing is Golden:
How To Improve Your Credit Score
Any time you check your credit score it’s like getting a snapshot at a particular time, when really, your score fluctuates up and down, based on your credit patterns. Most of the time, however, a credit score doesn’t change very much from month to month. Understanding what goes into a credit report will help you …
Sharing is Golden:
How to Improve Your Credit Score in 6 Months
Sharing is Golden:
What to Do When the Lender Says No
Your Mortgage Loan Was Declined. It happens. It’s a negative topic to write about, but it is something that potential home buyers may face, especially in these days of tighter lending standards. The good news is that it isn’t a final sentence. It’s just a temporary hurdle. Here’s what to do when the lender says “No” …
Sharing is Golden:
What You Need to Know About the Equifax Data Breach
What Frederick MD Consumers Should Know About the Equifax Data Breach In my recent interview with Credit Counselor Blair Warner, of Upgrade My Credit, I learned some valuable things about the Equifax Data breach that took place over the summer of 2017. Here is the recorded interview: What You Need to Know About the Equifax Data …
Sharing is Golden:
What You Need to Know About the Equifax Data BreachRead More
Understanding Your FICO Score
In today’s environment of tighter lending standards, it’s more important than ever to handle money and credit intelligently and carefully. Although credit scores are not the only determining factor in deciding the credit-worthiness of a borrower, they are an important part of the process. Understanding your FICO score is and important part of managing your …
Sharing is Golden:
What NOT to Do During the Mortgage Loan Process
Dont’s During the Loan Process Between the time your offer on a home is ratified, becoming a contract, and the time you go to close on the home, this is the time your loan is in process. You should not do anything that will have an adverse affect on your credit score. What kind of things have an …
