How to Build A Good Credit Score… …that lenders will love. If you plan to buy a house in the near future, or even in the not-so-near future, establishing and maintaining a good credit score is paramount. Not only is good credit necessary for approval for a mortgage, it also makes it easier for buyers …
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The Surprising Benefits of A Good Credit Score
Maintaining a good credit score has always been considered important. However, did you know that a good credit score can also lead to unexpected advantages that most people are unaware of? Here are some of the well-known benefits, as well as some lesser-known benefits of a good credit score and why it’s worth putting effort …
How Soon Can I Buy A Home After A Short Sale? A Foreclosure?
Many people are finding themselves in a tough situation after a job loss or income loss, and have ended up short selling their home, or worse, going through a foreclosure. There is hope after a distress sale; with some credit repair and some time, most people can buy a home again. However, there are many …
How Soon Can I Buy A Home After A Short Sale? A Foreclosure?Read More
Can I Get A Mortgage With A Low Credit Score?
Can I still get a mortgage if my credit score is not very good? Good news, there are loan programs that will work for you! Read on to find answers and make your dream of homeownership come true.
How To Improve Your Credit Score
Any time you check your credit score it’s like getting a snapshot at a particular time, when really, your score fluctuates up and down, based on your credit patterns. Most of the time, however, a credit score doesn’t change very much from month to month. Understanding what goes into a credit report will help you …
How to Improve Your Credit Score in 6 Months
What to Do When the Lender Says No
Your Mortgage Loan Was Declined. It happens. It’s a negative topic to write about, but it is something that potential home buyers may face, especially in these days of tighter lending standards. The good news is that it isn’t a final sentence. It’s just a temporary hurdle. Here’s what to do when the lender says “No” …
What You Need to Know About the Equifax Data Breach
What Frederick MD Consumers Should Know About the Equifax Data Breach In my recent interview with Credit Counselor Blair Warner, of Upgrade My Credit, I learned some valuable things about the Equifax Data breach that took place over the summer of 2017. Here is the recorded interview: What You Need to Know About the Equifax Data …
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Understanding Your FICO Score
In today’s environment of tighter lending standards, it’s more important than ever to handle money and credit intelligently and carefully. Although credit scores are not the only determining factor in deciding the credit-worthiness of a borrower, they are an important part of the process. Understanding your FICO score is and important part of managing your …