Real Estate Agents in Central Maryland
Buying a home is probably one of the biggest purchases most people ever make. It is certainly an important part of a life-long financial plan. If you’re thinking about becoming a homeowner, there are at least six considerations before buying your first home: 1. Your creditworthiness Is your credit healthy? In today’s mortgage environment solid …
Six Factors to Consider Before Buying Your First HomeRead More
Home Ownership in America For decades it has been an established financial principle that homeownership is key to wealth building. A recent study by NeighborWorks America found that over 60% of Americans consider it a very important part of the “American Dream”. … Homeownership still proves to be a major factor in wealth building for …
Buying a New Construction Home? As the new home industry is experiencing a healthy come-back recently, we’re hearing buyers ask: “Can I use a buyer’s agent if I buy a new home?” We say yes, and we highly recommend using a buyer’s agent when purchasing new construction. In today’s real estate market, generally* the home …
Simple Steps Before Buying Your First Frederick Home Buying a home, whether your first time or your 25th time, is not an event. It is a process. A home purchase can be any or all of the following: it can be exciting, exhausting, fulfilling, overwhelming, exhilerating, and yes, even scary. But every single time we …
🤔How to Determine if A House Has Good Resale Value … Most home buyers make a choice on a home purchase with a combination of emotion and reason. When it’s all said and done, most people want to fall in love. They want to come home to a place that makes them happy. Before you …
Your Mortgage Loan Was Declined. It happens. It’s a negative topic to write about, but it is something that potential home buyers may face, especially in these days of tighter lending standards. The good news is that it isn’t a final sentence. It’s just a temporary hurdle. Here’s what to do when the lender says “No” …
🤥Myths Abound Concerning Down-Payment Requirements There are several reasons why there are myths circulating about how much home buyers need to have saved for a downpayment on a home. Studies by NAR (National Association of Realtors®) show that half of Americans believe the misconception that you need to put 20% down on a house. This is …
How Buying a Home in Winter Can Make the World A Better Place We’ve all heard the conventional wisdom about buying a home in the spring, when the real estate market is more “active”. But sometimes, it doesn’t always work out that people can buy in the spring. Sometimes waiting until spring doesn’t make sense …
Gather Your Documentation Before you make a loan application, you’ll need to gather up some documentation for your mortgage lender. Each lender has their list of needed items, but most lists include these basic things: Your landlord’s ( for the last 2 years) contact information. (First-Time Buyers) W-2’s for each one on the mortgage, or …
Documentation for Your Frederick MD Mortgage LenderRead More
